You need to assess the solvency of a company before signing a contract, granting credit, or triggering financing. The question comes up every time: how to get a reliable solvency report quickly, without paying per search?
RocketFin offers a free solvency report for any French company. Here is exactly what it contains, how to access it, and why it's different from standard sources.
What is a company solvency report?
A company solvency report assesses a company's ability to meet its financial commitments in the short and medium term. It goes beyond a score: it cross-references multiple data sources to produce a complete view of the risk.
Key information in a good solvency report includes:
- 12-month default score (probability the company cannot repay) - Legal data: directors, legal status, ongoing proceedings - Financial data: revenue, net income, debt, equity - Behavioral signals: supplier payment delays, cash flows - Recent alerts: pledges, management changes, official proceedings
Why standard free sources are not enough
Public registry sites: raw data without interpretation
These platforms give access to public legal and accounting information. Useful for verifying a company exists or consulting filed balance sheets. But they produce no risk score, don't cross-reference data, and don't flag behavioral alerts.
Balance sheet data published 12 to 18 months late
In 2026, you're consulting 2024 balance sheets at best. For an SME whose situation evolved in 2025, you're working with stale data. A recent bank statement has far more predictive value.
Credit bureau scores: designed for large companies
Coface, Altares, Creditsafe calibrate their models on companies with complete accounting histories. For micro-enterprises, SMEs, and young companies, the score is often unavailable or unreliable.
What the free RocketFin report contains
Our free solvency report analyses the company across 4 dimensions in under 30 seconds:
1. Overall solvency score
A score out of 100 with the associated risk level (low, moderate, high, critical). This score integrates over 100 data points from 10 different sources.
2. Legal and governance data
Current directors and change history, legal status, share capital, creation date, and recent official alerts (pledges, proceedings).
3. Synthetic financial analysis
Revenue, profit, debt, equity — with sector comparison. If the company has no public balance sheet, uploading a tax return by drag-and-drop is sufficient.
4. Behavioral alert signals
Supplier payment delays, management rotation, cash tensions detected via Open Banking (with consent). These signals are the most predictive for short-term decisions.
How to get your free solvency report
Access is simple and requires no credit card or commitment:
1. Go to rocketfin.ai/ressources/state-of-sme-credit-scoring 2. Enter the company registration number or name to analyze 3. Receive your complete report by email in under 30 seconds
The report is immediately actionable: designed for credit teams, finance departments, and commercial teams who need a fast decision.
Who is this report useful for?
Leasing and asset finance companies
Before signing a financial lease agreement, assessing lessee solvency is essential. Our report identifies at-risk lessees before signing, not after 3 months of instruction.
B2B BNPL fintechs
Scoring at onboarding is the key to a profitable BNPL model. The RocketFin report integrates directly into your onboarding flow via API.
Commercial teams and credit managers
Before offering payment terms to a new client, 30 seconds of analysis prevents months of chasing payments.
Free report vs full offering: what's the difference?
The free report covers essential information for initial qualification. The full offering adds:
- Real-time alert monitoring (immediate notification on changes) - Evaluation history access - API integration into your systems (CRM, LOS, leasing platform) - Custom reports with your own scoring criteria - AI Act compliance with full decision traceability
Conclusion
Getting a free solvency report should take no more than 30 seconds. RocketFin makes it possible by cross-referencing legal, financial, and behavioral data available in France.
Request your first report for free — no credit card, no commitment.